Junior Underwriter

  • Sandton, South Africa, South Africa
  • Full-Time
  • On-Site

Job Description:

Purpose:

A leading financial services company specialising in alternative funding solutions for small and medium-sized businesses is seeking a Junior Underwriter with excellent attention to detail. You should be able to efficiently support the credit process by analysing and determining a client’s risk when reviewing applications. You need to be proficient in verbal and written communication as you will prepare and report decision-making data that will contribute to lending decisions made

Key Job Outputs:

  • Perform efficient risk assessments of clients and provide feedback to the team
  • Assess client background information and financial status
  • Review applications for compliance and adherence
  • Perform telephonic trade reference checks and any post-credit checks necessary before disbursement of funds
  • Communicate recommendations to client’s credit team
  • Analyse client performance for any concerning changes
  • Efficiently obtain clarifications where concerns are present

Core Competencies:

  • Basic understanding of payment terms etc
  • Capability to establish a good rapport with clients
  • Strong analytical skills
  • Problem-solving capabilities

Qualifications:

  • Minimum qualification: Matric
  • Post-matric qualification is advantageous

Experience:

  • At least 3 Years’ experience in a similar role

Salary: Market related

Should you not hear from us within 2 weeks, kindly consider your application as unsuccessful.

All personal information received will be processed in accordance with The Protection of Personal Information Act No. 4 OF 2013