Junior Underwriter
Job Description:
Purpose:
A leading financial services company specialising in alternative funding solutions for small and medium-sized businesses is seeking a Junior Underwriter with excellent attention to detail. You should be able to efficiently support the credit process by analysing and determining a client’s risk when reviewing applications. You need to be proficient in verbal and written communication as you will prepare and report decision-making data that will contribute to lending decisions made
Key Job Outputs:
- Perform efficient risk assessments of clients and provide feedback to the team
- Assess client background information and financial status
- Review applications for compliance and adherence
- Perform telephonic trade reference checks and any post-credit checks necessary before disbursement of funds
- Communicate recommendations to client’s credit team
- Analyse client performance for any concerning changes
- Efficiently obtain clarifications where concerns are present
Core Competencies:
- Basic understanding of payment terms etc
- Capability to establish a good rapport with clients
- Strong analytical skills
- Problem-solving capabilities
Qualifications:
- Minimum qualification: Matric
- Post-matric qualification is advantageous
Experience:
- At least 3 Years’ experience in a similar role
Salary: Market related
Should you not hear from us within 2 weeks, kindly consider your application as unsuccessful.
All personal information received will be processed in accordance with The Protection of Personal Information Act No. 4 OF 2013